Greg Staker
Watson Realty Corp
407-304-0255
email me
Consider refinancing your home instead of selling
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What you should know before hiring a Realtor Suggestions for selling your home Does your agent have a website? Is a short sale right for you?
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If you have an ARM (Adjustable Rate Mortgage) or your interest rate is 7% or higher NOW is the time to refinance! Interest rates are again reaching 40 year lows. Now is the best time to put a plan into action, even if you have a pre payment penalty. You need to speak to a Mortgage Professional to make sure that your credit scores are acceptable, and that your DTI's (Debt to Income ratios) are in line to meet loan program guide lines. Many loan programs that were available in recent months, no longer exist due to the Sub Prime melt down. That's why it's imperative that you seek the advice of a Mortgage Professional. They can properly advise you of the loan programs that you qualify for based upon your circumstances. Almost all regions of the Country are seeing a decline in property values, with Nevada, California, and Florida in the top three. This is another reason not to hesitate if you're considering refinancing. As property values decline, it's possible that you could end up owing more on your home then its worth. Give us a call at 407-304-0255 and we will walk you through the process of refinancing your home.
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