Home buying survival guide

Home buying survival guide. If you are planning on buying a home, you will want to take advantage of the suggestions and tip offered in this home buyer survival guide.

• A tour guide.  Be sure to find someone that knows the terrain. A professional guide can help you navigate all the peaks and valleys associated with the home purchase. I have many successful full time real estate experts that are more than qualified to lead you successfully through the most complex of real estate terrain.
• A financial compass. It is important to have your financing direction plotted out before beginning your first step to home ownership. There is nothing more disappointing than thinking you have bought your first home, only to find out much later in the process, you’ve been denied funding. Determine which financial direction is best for you. Getting pre-qualified and pre-approved for a home loan and knowing what your closing cost, pre-paids and down payment will be are essential.
• A home inspection shovel. The ability to dig down deep into the condition of your potential new home to look for any unknown defects is a must if you want to survive long after your home purchase. Make sure you hire a home inspection professional to do the "shoveling".
• The home warranty tent. Don’t get caught out in the cold (if the heater breaks) or suffer in the heat (if the air conditioner fails). Make sure your real estate agent negotiates a one-year home warranty, at the very least, for you. This will protect you against the elements of surprise that may occur during your first year of home ownership.
• A back pack of patience. The home buying process will often last several weeks and involves numerous calls, e-mails, and faxes. Mortgage documents to be reviewed and signed, title policies to acknowledge, inspection reports to be studied and addressed and page after page of legal contract forms to be signed and initialed. Keeping the cool head when help others not lose theirs.

Call me, 407-304-0255.