Financial

Anyone who wants to buy a home must meet certain financial requirements.

The first financial requirement is to determine that you have sufficient income to make monthly mortgage payments on the home you choose. I will connect you with a professional mortgage company to help you determine you best mortgage choices. This consultation is free and confidential. If you do not qualify, our consultants will offer suggestions on how to put yourself in a position to qualify for a home in the future.

Know your credit history. A record of late payments, bankruptcy, or failure to pay your debts may make it difficult to secure a Florida mortgage. I know of many different mortgages and programs that I can direct you to that could make Florida home ownership possible, even with a few hiccups on your credit report.

A down payment is important if you seek to lower your monthly payments or wish to eliminate the need for private mortgage insurance. There are mortgage programs available that offer no down payment options.

Contact me, 407-304-0255, to discuss all your real estate options further.