Florida home loan information

Home

Search for a home

Are you still renting?

Build a home

Home buyer program

Buyers market

Home buying process

Selling before buying

What are closing costs?

Contract addendums

Contract timelines

How much to hire an agent?

Home buying decisions

Buying your first home

Advantage of using a Realtor

Home builders

Free buyer service

Steps for becoming a homeowner

Finding the perfect house

Avoid pitfalls when purchasing

Home inspections

Home warranty

Luxury home builders

Mistakes that cost

Own a home

Home is pending

Buy a pet friendly home

Getting pre qualified

Rural housing programs

Termite inspections

Update the electrical

Ask for the appliances

Ask us about FHA, VA, conventional, insured conventional, interest only, SHIP, Rural Housings Development, adjustable rate, bridge loans and more products available to you.

No money down loans are available! Sellers offering closing cost assistance! Low interest rates, buy now before they go up! Call me at 407-304-0255 to find out how much you qualify for.

Anyone who wants to buy a home must meet certain financial requirements.

The first requirement is to determine that you have sufficient income to make monthly mortgage payments on the home you choose. I will connect you with a professional mortgage company to help you determine you best mortgage choices. This consultation is free and confidential. If you do not qualify, our consultants will offer suggestions on how to put yourself in a postion to qulify for a home in the future.

Know your credit history. A record of late payments, bankruptcy, or failure to pay your debts may make it difficult to secure a Florida mortgage. I know of many different mortgages and programs that I can direct you to that could make Florida home ownership possible, even with a few hiccups on your credit report.

A down payment is important if you seek to lower your monthly payments or wish to eliminate the need for private mortgage insurance. There are mortgage programs available that offer no down payment options. Contact me, 407-304-0255, to discuss all your real estate options further.

As your Florida realtor, We can advise you on how to determine if you meet the requirements for home ownership and what options may be available to you. Keep in mind, there are several programs out there that will help with some of the costs for first time Florida home owners and I'd be happy to explore these options with you, free of charge.